How to get a Jumbo Loan After Short-Sale or Foreclosure - Craig Bosse - Walnut Creek Mortgage Lender

How to get a Jumbo Loan After Short-Sale or Foreclosure

Home / Jumbo Portfolio Mortgage Programs / How to get a Jumbo Loan After Short-Sale or Foreclosure

How to get a Jumbo Loan After Short-Sale or Foreclosure


It is now possible to get a Jumbo Loan immediately after a Short-Sale or Foreclosure.

There are many people that don’t think they can qualify for a Jumbo Mortgage because they have a recent Short-Sale, Foreclosure or Bankruptcy. They have been turned down by other lenders time and time again, and thought they have exhausted all chances of getting another Jumbo Loan.

Introducing our solution –

The “2nd Chance” loan

Here are the basics –

  • Flexible down-payment options starting at 10%
  • Options available down to 580 credit score (requires 30% down)¬†
  • Flexible reserve requirements (3-9 months) depending on LTV and FICO
  • Primary or 2nd Home Purchase or Refinance (rate & term or cash out, NO construction)
  • Loan Amounts from $50,000 to $4 Million – JUMBO (with exceptions to go higher)
  • No Prepayment penalty or points (can refinance later)
  • NOT Hard Money (much better rates)
  • Exclusive Jumbo Portfolio loan (not available at most other lenders)

What are the rates like?

While I can’t quote rates here because they are constantly changing and are adjusted to your unique scenario, there are several reasons why they can be kept low.

  • This is a fully underwritten portfolio Jumbo loan. It’s NOT hard money.
  • It’s a “Full Doc” loan¬†
  • The down payment is substantial ( minimum 10% )

Get a Free No Obligation Quote on this Jumbo Loan

Contact Us

Craig Bosse
(925) 849 1807
NMLS # 1019442

What our clients are saying –

“Ok–I found Craig by googling “Can I get a jumbo loan after a short sale?”

I am a realtor myself & had short sold my own home in 2010. My husband & I were looking to enter the market again 4 1/2 years later, but, we needed a jumbo loan. My go-to lender, who has always been honest with me, told me that he didn’t know of anyone doing jumbos after short sales, but, that I might find someone. ENTER, Craig.

From the first time I contacted Craig & gave him all of our information, he told me he didn’t see any issues & that he would be able to do it. Being a little leery of lenders, I wasn’t sure, but, Craig seemed honest & sincere & not like your typical mortgage guy (sorry for the stereotype :-))

Needless to say, he was honest & sincere. He did exactly what he said he could do & he closed our loan ON TIME (in only 30 days–which if you don’t know–that is a quick time to get a jumbo done).

I would highly recommend Craig to anyone looking for any type of mortgage loan. He was professional, kind & always kept us updated & feeling good through which what otherwise can be a stressful experience.

We feel so fortunate to have found Craig & are so thankful that he helped us make our dream home a reality!! Thank you, Craig!!” – Mandi M Ladera Ranch, CA

“I found Craig while looking for a bank willing to give us a mortgage after our short sale. We were able to secure a loan thru his 2nd Chance program with Weifornia 18 months after our short sale. We even got a lower rate than we had for our home we bought in 2007! He was very helpful and the transaction went smooth (even without using a real estate agent). We highly recommend him!! Thank you for helping our dreams come true, Craig!!” – Jen B. Corona, CA

“Craig was the only lender out of 7 who kept his promise and helped me purchased a home. He knew his stuff. He was nice and responsive. He worked fast and at anytime of day to help me to obtain my goal of buying a home. I would refer Craig to anyone needing a home loan. Thank you again Craig!” – Keri T. Dublin, CA

“Craig’s was helpful and always responsive throughout the entire loan acquisition process. In addition, his company was able to provide a product and service level not found with the big banks and mainstream mortgage companies. I highly recommend Craig.” – Geoff L. Campo, CA

“Craig was great!! He was very knowledgeable, responsive and professional. He explained every detail of the process thoroughly and was very transparent throughout the loan process. I highly recommend working with Craig Bosse!” – Samantha S. Waldport, OR

“Craig Bosse is wonderful, he made my whole experience pleasant. It is a pleasure working with him and the whole staff. This is definitely a company you can count on.” – Eric G. Corona, CA

See my Reviews on Trulia

Craig Bosse
Craig Bosse
Craig Bosse specializes in mortgage lending and has helped hundreds of people fulfill their dream of owning a home. Many of the loans he gets approved have been previously denied at other lenders. Craig enjoys the challenge of finding solutions for his clients!
Recommended Posts
Showing 7 comments
  • Bill

    I’m inquiring about qualifying for a jumbo loan after a foreclosure. I understand that the current conventional loan rules disqualify and applicant with a foreclosure within loan 7 years. Mine foreclosure happened five years ago. I’m requesting a loan of about $1.5M with a credit score of about 680. I make plenty of income to qualify but stuck on the 7 year rule. Can you help?

    • Craig Bosse

      Absolutely. We do jumbo loans 1 day after Foreclosure!

  • Tony Consiglio

    I need help on getting a loan. I have Lexington law firm working on and clearing up my debt. I forclosed on my home due to disability issues. I make 70- 100.000 dollars a yr at Ford motor company. I been working there since 1996. 22 yrs. I cant get anyone to give me a loan. Please help before i go homeless.

  • Kris

    I’m 2.5 yrs post foreclosure, I have guaranteed income and ready to buy our forever home. With a credit score around 620, do I even have a chance? Also, I’d like to move out of state & go back to Michigan to be near family, is this possible? Last question, do you only do jumbo loans? We are looking for a small home loan that we’d like to pay off within 10 yrs. Thank you!

  • Melanie & Robert Walker

    We are looking for a home loan as we have the 10% down. We had a short sale almost a year ago. Is this possible with a low interest rate? However we were approved but the interest rate was 8.5% way to high…

Leave a Comment

Contact Us

We're not around right now. But you can send us an email and we'll get back to you, asap.

Not readable? Change text. captcha txt

Start typing and press Enter to search