There are many myths out there about needing 20% for a down-payment on a home. The truth is that you do not. Introducing the 5% down Jumbo Mortgage! In the jumbo mortgage world, 5% is a low [...]

Hi, there. Craig Bosse. And I often get the question, how do I figure out my debt to income ratio? So, your debt to income ratio on a very basic level is the amount of your monthly debts divided [...]

Hi everybody, Craig Bosse, and today we’re going to be talking about second home low down-payment options. We can do these with only 5% down, up to two million dollars and 10%, up to three [...]

In this video we will be discussing the requirements for a low downpayment Jumbo Mortgage

What are DU Findings and why do agents ask for them?

Jumbo mortgage loan to value (LTV) ratios are constantly changing. In this article I will discuss some of the recent updates and maximum LTV for a Jumbo mortgage. Keep in mind that high [...]

RSU income has become a popular source of income for employees of many companies, especially in the tech sector.   How is RSU Income Counted when Qualifying for a Jumbo Loan? It depends on the [...]

To qualify for most Jumbo Mortgages you must have “Reserves”. Well, what are they? Quite simply they are funds that you will have left over after the down-payment and closing costs. [...]

Real estate in San Francisco, CA is a premium market. Naturally, San Francisco houses come in all shapes and sizes to cater to different needs and aesthetic sensibilities.. From awe-inspiring [...]

Can you get a Jumbo Mortgage with a debt ratio above 43%? Yes, it is possible to get a Jumbo mortgage with a debt to income ratio above 43% . In fact , Jumbo mortgages are available with debt to [...]