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One of the big myths about the Qualified Mortgage Rule is that Interest-Only loans will vanish. Is it true? Like most things you hear when people think the sky is falling.. No, it’s not [...]

  ASSET BASED LENDING AFTER QM (Qualified Mortgage Rule) Just sell a business? Are You Retired? Win the lottery? Still working but don’t have enough income to qualify?   We have a [...]

Here’s a few recent examples that I’ve been able to accomplish- 1) Loan was “denied” by underwriting… Over several days I researched and dug up enough information to [...]

How long is the wait after foreclosure until you can finance an investment property? Yesterday I was talking to a colleague and we discovered another little niche that we have. With conventional [...]

Many potential home buyers are asking “How long do I have to wait until I can buy a home again after a Short-Sale or Foreclosure?” The answer is there is “NO WAIT PERIOD” [...]

While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a [...]

Although every situation is unique, it is not uncommon for homebuyers to qualify for a mortgage on a new home while still living in their primary residence. Perhaps you are outgrowing your [...]

Most people are surprised to learn what appraisers actually look at when determining the value of a real estate property. A common misconception homeowners generally have is that the value of [...]

Hey, I gave my real estate agent a $5000 Earnest Money Deposit check… Where does that money go? A basic and very obvious question that most First-Time home Buyers ask once their purchase contract [...]