Jumbo LTV updates for 2019
Jumbo mortgage loan to value (LTV) ratios are constantly changing. In this article I will discuss some of the recent updates and maximum LTV for a Jumbo mortgage. Keep in mind that high [...]
How to use Restricted Stock ( RSU ) Income to Qualify for a Jumbo Mortgage
RSU income has become a popular source of income for employees of many companies, especially in the tech sector. How is RSU Income Counted when Qualifying for a Jumbo Loan? It depends on the [...]
How to Get a Jumbo Loan With Only 5% Down-payment – Low Down-payment Jumbo Mortgage
There are many myths out there about needing 20% for a down-payment on a home. The truth is that you do not. Introducing the 5% down Jumbo Mortgage! In the jumbo mortgage world, 5% is a low [...]
5% Low Downpayment Jumbo Loans in San Francisco: 2019 Update
Real estate in San Francisco, CA is a premium market. Naturally, San Francisco houses come in all shapes and sizes to cater to different needs and aesthetic sensibilities.. From awe-inspiring [...]
Jumbo Mortgage with Debt to Income Ratio Over 43%
Can you get a Jumbo Mortgage with a debt ratio above 43%? Yes, it is possible to get a Jumbo mortgage with a debt to income ratio above 43% . In fact , Jumbo mortgages are available with debt to [...]
Jumbo Mortgage with Recent Late Payments
Can you get a Jumbo Loan with a Recent late payment on your Mortgage? There are many reasons why someone could miss a payment on their mortgage. Maybe you missed a recent payment on your [...]
Jumbo Loan with Declining Self-Employment Income
For most jumbo lenders a Self-Employed borrower with declining income can become an issue. The concern from underwriting is how much will future declines be and how long will the declines last. [...]
Up to $3.5 Million Cash Out – Jumbo Refinance (no $250k limit)
Most jumbo lenders will only lend $250,000 max on a “cash out” refinance. This is a problem if you are looking to fund major renovations, business projects, or other investments. We [...]
Jumbo Loan with Non-Occupant Co-borrower ? Yes , we do those!
Most Jumbo Lenders have a hard time funding a loan if the borrower does not have the funds or income to qualify. We have an option for those who are lucky enough to have someone else agree to be [...]
Make a 20% Down Jumbo Offer with Only 10% of your Own Funds – Qualify for “Just a Little More”
Here in the Bay Area and many other areas ( Seattle, Denver, and many more) the real estate market is on FIRE. Some buyers, especially in the “Jumbo” range may have a hard time [...]