What is an “Access Letter” for mortgages ? Sample Access Letter Template

 In Mortgage Closing Process

Pretty simple.. It’s a letter to underwriting that confirms you have access to all the funds in a shared account. It’s required on pretty much any loan where there is a borrower on the bank statement and one or more that are not.

Template:

It can just be a handwritten or typed note that you have 100% access to the funds in your joint account #______ at ________ bank, signed & dated by the other account holders.

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