How to Get a Jumbo Home Loan With a Low FICO Credit Score - Craig Bosse - Walnut Creek Mortgage Lender

How to Get a Jumbo Home Loan With a Low FICO Credit Score

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How to Get a Jumbo Home Loan With a Low FICO Credit Score

How to get a Jumbo Loan With A Low Credit Score


It is now possible to get a Jumbo Loan with a FICO credit score below 680.

There are many people that don’t think they can qualify for a Jumbo Mortgage because they have a few blemishes on thier report or lack of credit history. They have been turned down by other lenders time and time again, and thought they have exhausted all chances of getting another Jumbo Loan.

Introducing our solution –

The “Under 680 FICO” Jumbo loan

Here are the basics –

  • Variable down payment or equity required depending on circumstances (email for details)
  • Down to 580 mid FICO in some cases
  • Primary or Secondary Home Purchase or Refinance (including Cash Out)
  • Loan Amounts from $50,000 to $3 Million – JUMBO (with exceptions to go higher)
  • No Prepayment penalty  (can refinance later)
  • NOT Hard Money (much better rates)
  • Exclusive Jumbo Portfolio loan (not available at other lenders)
  • This is a fully underwritten portfolio Jumbo loan. It’s NOT hard money.
  • Prior Foreclosure, Short-Sale, and Bankruptcy is allowed .
  • Available in AZ, CA, FL, HI, IL, NV, NJ, NC, OR, & WA


What are the rates like?

While I can’t quote rates here because they are constantly changing and are adjusted to your unique scenario, I am happy to give a quick quote via email.


Get a Free No Obligation Quote on this Jumbo Loan

Contact Us 
Craig Bosse
(925) 381 6577
NMLS # 1019442

See my Reviews on Trulia


NOTE: Not all applicants will qualify. These Programs may have a higher interest rate, more points or more fees than other Programs requiring documentation. Minimum FICO, reserve, and other requirements apply. Programs may not be available in all states. Contact your Loan Officer for additional program guidelines, restrictions, and eligibility requirements. Rates, points, APRs and programs are subject to change at any time without notice.

Craig Bosse
Craig Bosse
Craig Bosse specializes in mortgage lending and has helped hundreds of people fulfill their dream of owning a home. Many of the loans he gets approved have been previously denied at other lenders. Craig enjoys the challenge of finding solutions for his clients!
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