Have High Liquid Assets but Low/No Income? No Problem!

 In Jumbo Portfolio Mortgage Programs



ASSET BASED LENDING AFTER QM (Qualified Mortgage Rule)

Just sell a business? Are You Retired? Win the lottery? Still working but don’t have enough income to qualify?


We have a Solution For You !


An Asset Income loan is designed for your borrower(s)who have a high net-worth, accumulated significant liquid assets and may use those assets,in addition to verified household income,to repay mortgage debt



Allows Borrowers to use liquid assets in addition to their verified income to qualify for a mortgage

  •  Purchase, Rate & Term & Cash Out
  • Loan Amounts to $4,000,000, case by case higher
  • Cash Out to $3,500,000
  • 740 minimumfor primary borrower and co-borrower
  • Owner-Occupied 1-2 unit and 2ndhomes.
  • LTVs to 70%
  • Debt-to-Income Ratio to 45%
  • 3/1, 5/1, 7/1 & 10/1 Programs available
  • Minimum $1 Million in Qualified Liquid Assets
  • Available in 46 States ( excl LA, AL, MS, AR )

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