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    • Closing Process
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Archives

Author Archive for: "craigbosse"
Home » Archives for Craig Bosse
How Do I Calculate my Debt to Income Ratio for a Mortgage?
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By Craig Bosse
In Mortgage Approval Process
Posted June 24, 2019

How Do I Calculate my Debt to Income Ratio for a Mortgage?

Hi, there. Craig Bosse. And I often get the question, how do I figure out my debt to income ratio? So, your debt to income ratio on a very basic level is the amount of your monthly debts divided [...]

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By Craig Bosse
In
Posted April 12, 2019

Home

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5% Down-Payment on a 2nd Home or Vacation Home
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By Craig Bosse
In Latest News
Posted March 14, 2019

5% Down-Payment on a 2nd Home or Vacation Home

Hi everybody, Craig Bosse, and today we’re going to be talking about second home low down-payment options. We can do these with only 5% down, up to two million dollars and 10%, up to three [...]

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What are the Requirements for a 5% Down-payment Jumbo?
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By Craig Bosse
In Low Down-Payment Jumbo Mortgage
Posted February 28, 2019

What are the Requirements for a 5% Down-payment Jumbo?

In this video we will be discussing the requirements for a low downpayment Jumbo Mortgage

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What are DU Findings for Walnut Creek Mortgages
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By Craig Bosse
In Mortgage Approval Process
Posted February 28, 2019

What are DU Findings for Walnut Creek Mortgages

What are DU Findings and why do agents ask for them?

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Jumbo LTV updates for 2019
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By Craig Bosse
In Jumbo Portfolio Mortgage Programs
Posted February 15, 2019

Jumbo LTV updates for 2019

Jumbo mortgage loan to value (LTV) ratios are constantly changing. In this article I will discuss some of the recent updates and maximum LTV for a Jumbo mortgage. Keep in mind that high [...]

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How to use Restricted Stock ( RSU ) Income to Qualify for a Jumbo Mortgage
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By Craig Bosse
In Jumbo Portfolio Mortgage Programs
Posted January 30, 2019

How to use Restricted Stock ( RSU ) Income to Qualify for a Jumbo Mortgage

RSU income has become a popular source of income for employees of many companies, especially in the tech sector.   How is RSU Income Counted when Qualifying for a Jumbo Loan? It depends on the [...]

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What are “Reserves” when it comes to Jumbo Mortgage Loans?
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By Craig Bosse
In Home Buying Process
Posted January 30, 2019

What are “Reserves” when it comes to Jumbo Mortgage Loans?

To qualify for most Jumbo Mortgages you must have “Reserves”. Well, what are they? Quite simply they are funds that you will have left over after the down-payment and closing costs. [...]

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How to Get a Jumbo Loan With Only 5% Down-payment – Low Down-payment Jumbo Mortgage
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By Craig Bosse
In Jumbo Portfolio Mortgage Programs, Niches
Posted January 28, 2019

How to Get a Jumbo Loan With Only 5% Down-payment – Low Down-payment Jumbo Mortgage

There are many myths out there about needing 20% for a down-payment on a home. The truth is that you do not. Introducing the 5% down Jumbo Mortgage! In the jumbo mortgage world, 5% is a low [...]

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5% Low Downpayment Jumbo Loans in San Francisco: 2019 Update
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By Craig Bosse
In Jumbo Portfolio Mortgage Programs
Posted January 23, 2019

5% Low Downpayment Jumbo Loans in San Francisco: 2019 Update

Real estate in San Francisco, CA is a premium market. Naturally, San Francisco houses come in all shapes and sizes to cater to different needs and aesthetic sensibilities.. From awe-inspiring [...]

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