Can I get a Home Loan After a Loan Modification ? - Craig Bosse - Walnut Creek Mortgage Lender

Can I get a Home Loan After a Loan Modification ?

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Can I get a Home Loan After a Loan Modification ?

The short answer is yes! You can get a new home loan after a loan mod.money1-300x200

You can’t have any late payments within the last 12 months. Most of the time loan mods involve missing a few payments or making a few partial payments in order to get the bank to consider a loan mod, however sometimes they do not.

You can’t refinance however until 12 months after the loan modification. This applies to both FHA and Conventional loans.

If you’re waiting to buy again whether it’s a downsize, up-size, transfer, or any-size let us know.

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Craig Bosse
Craig Bosse
Craig Bosse specializes in mortgage lending and has helped hundreds of people fulfill their dream of owning a home. Many of the loans he gets approved have been previously denied at other lenders. Craig enjoys the challenge of finding solutions for his clients!
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